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$975,000
46 Days On Site

1540 N Garfield Avenue
Loveland, CO 80538

For Sale|Single Family Residence|Active
4
Beds
4
Full Baths
4
Partial Baths
3,181
SqFt
$307
/SqFt
1951
Built
Subdivision:
Foster
County:
Larimer

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1540 N Garfield Avenue1540 N Garfield Avenue1540 N Garfield Avenue1540 N Garfield Avenue
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Welcome to this versatile property in the heart of Loveland, perfect for multi-generational living, income generation, and personal enjoyment. Situated on a spacious 0.8-acre lot, this home blends modern upgrades with historic charm and thoughtful design to meet a variety of needs with 4 bedrooms and 4 bathrooms. The main level features 2 bedrooms, 2 bathrooms, beautifully updated hickory wood floors, a radiant-heated bathroom floor, and a stunning kitchen with stainless steel appliances, solid-surface countertops, under-cabinet lighting, and a full tile backsplash. A year-round sunroom, equipped with a mini-split system, skylights, and storage cabinets, offers the perfect space for relaxing or a home office. The basement walk-out features two operational Airbnb units, each with its own private entrance, offering flexibility and income potential. The first unit, Sweetheart City Inn, is a well-appointed space that includes 1 bedroom with a walk-in closet, a spacious living area, a kitchenette, and three-quarter bathroom. The second unit, The Cellar, is a cozy open studio with a kitchenette, beautifully stained concrete floors, and a three-quarter bathroom. Both units have been thoughtfully renovated and are actively generating income through short-term rentals, offering flexible options for additional income or multi-generational living. The oversized 988.6 SF garage features epoxy floors, a wood-burning stove, a separate shop space, and access to a root cellar, making it ideal for hobbyists or extra storage. The outdoor space is equally impressive, with lush seasonal gardens, multiple entertainment areas, motion-sensor lighting, and front/backyard irrigation systems. A private well provides exterior irrigation, while City utilities supply potable water to the home. Conveniently located near Lake Loveland, with no HOA and no metro tax, this property offers flexibility, freedom, and charm-all in a central location. Don't miss your chance to own this incredible home!

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Listing Snapshot
Price 
$975,000
Days On Site 
46 Days
Bedrooms 
4
Inside Area (SqFt) 
3,181 sqft
Total Baths 
4
Full Baths 
4
Partial Baths 
4
Lot Size 
0.81 Acres
Year Built 
1951
MLS® Number 
IR1022503
Status 
Active
Property Tax 
$2,936.42
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
Other
Friends & Family
Recent Activity
a month agoListing updated with changes from the MLS®
a month agoStatus changed to Active
2 months agoListing first seen on site
General Features
Acres 
0.81
Additional Property Use 
Residential
Direction Faces 
West
Garage 
Yes
Garage Spaces 
3
Parking 
Heated GarageOversizedRV Access/Parking
Parking Spaces 
3
Property Sub Type 
Single Family Residence
Sewer 
Public Sewer
SqFt Above 
1765
SqFt Below 
1416
SqFt Total 
3275
Stories 
One
Utilities 
Cable AvailableElectricity AvailableNatural Gas Available
Water Source 
Public
Zoning 
R1E
Interior Features
Appliances 
DishwasherDisposalDryerMicrowaveOvenRefrigeratorWasher
Basement 
FullWalk-Out Access
Cooling 
Central Air
Flooring 
Wood
Heating 
BaseboardRadiant
Interior 
Eat-in KitchenIn-Law FloorplanOpen FloorplanPantryWalk-In Closet(s)Wet Bar
Laundry Features 
In Unit
Main Level Bedrooms 
2
Window Features 
Skylight(s)Window Coverings
Bathroom (1/2) 
Level - Main
Bathroom (3/4) 
Level - Basement
Bedroom 
Dimensions - 14 x 11Level - BasementDescription - Carpet
Dining Room 
Dimensions - 12 x 12Level - MainDescription - Wood
Family Room 
Dimensions - 22 x 15Level - BasementDescription - Carpet
Kitchen 
Dimensions - 14 x 10Level - MainDescription - Wood
Laundry 
Dimensions - 9 x 6Level - Basement
Living Room 
Dimensions - 21 x 15Level - MainDescription - Wood
Office 
Dimensions - 17 x 11Level - MainDescription - Carpet
Primary Bedroom 
Dimensions - 15 x 13Level - MainDescription - Carpet
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Exterior Features
Construction Details 
Vinyl SidingFrame
Lot Features 
WoodedLevelSprinklers In Front
Patio And Porch 
DeckPatio
Roof 
Composition
Windows/Doors 
Skylight(s)Window Coverings
Community Features
Financing Terms Available 
CashConventionalVA Loan
Roads 
Paved
School District 
Thompson R2-J
Schools
School District
Thompson R2-J
Elementary School
Other
Middle School
Other
High School
Mountain View
Listing courtesy of RTown Real Estate [email protected]



The content relating to real estate for sale in this Web site comes in part from the Internet Data eXchange ("IDX") program of METROLIST, INC., DBA RECOLORADO real estate listings held by brokers other than RTown Real Estate are marked with the IDX Logo. This information is being provided for the consumers' personal, non-commercial use and may not be used for any other purpose. All information subject to change and should be independently verified.

Neighborhood & Commute
Source: Walkscore
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